Med school is tough. We’re here to help. 

Get $500 today.

Med school isn’t for the faint of heart. And it’s expensive. MD is here to help—we’ll deposit $500 into your account if you open, or transfer to, a Scotia Professional® Student Plan (SPSP) line of credit through MD by April 30, 2019.1,2


Let’s get started

We’ll help you set up or transfer your line of credit.

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3 Reasons to Sign Up Now

With up to $300,000 to help see you through to the finish line, the SPSP line of credit through MD has an interest rate of prime minus 0.25%.4 More breathing room at a lower cost adds up to financial flexibility for you.

No principal or interest repayments are required while you’re in school or during a grace period of up to two years3, plus there’s the option to repay in full at any time without penalty. An SPSP line of credit can help you find financial balance throughout your journey, through med school and beyond.

Once your SPSP line of credit is in place, the full amount is available to be borrowed immediately. This means you’re in control of your finances, and you can decide how you want to benefit from the available funds over time.

Hot Topics for the Scotia Professional® Student Plan Line of Credit

  • 5 Ways to Lower Your Medical School Debt

    With a few simple steps, you can control how much debt you take on through medical school and residency. Learn more

  • Students: How Getting Through Med School Is Like Summiting Everest

    What goes up must come down. Getting through med school, like climbing a mountain, requires planning for both parts of the journey: borrowing funds, and also repaying your debt. We can help. Find out more

  • Residents: Answers to Your Top 10 Questions About Lines of Credit

    What’s the difference between a medical student and resident line of credit and a student loan? Our primer answers this question and others to help you plan the financing of your studies. Learn more

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