MD Financial Management

Dr. Martin Koyle, MD, MSc., MMgmt , FAAP, FACS, FRCSC, FRCS (Eng.)

Dr. Martin Koyle is professor emeritus in the University of Toronto’s Temerty Faculty of Medicine and the Dalla Lana School of Public Health. He is also adjunct professor at the University of Minnesota Medical Center and is on the faculty in the International Management for Health Leadership program at McGill University.

Having joined the Division of Urology at The Hospital for Sick Children in 2011 as a professor of surgery, in 2013 he was appointed head of Urology and Women’s Auxiliary Chair in Urology and Regenerative Medicine. He was previously division chief at Seattle Children’s and the University of Washington in Seattle, where he held the Michael Mitchell Endowed Chair in Pediatric Urology. After completing medical school at the University of Manitoba, he did his residency and fellowship training at Los Angeles–USC Medical Center, Harvard University and in San Francisco. During his more than a quarter-century in academic urology Dr. Koyle has been known for his innovations and contributions, specifically to the fields of pediatric urology, oncology and transplantation.

Read more about Dr. Koyle’s contributions to medicine here.

Hayley Harlock, MSW, RSW

Hayley Harlock is the founder of The Flipside Life and a champion of physician families. She is married to a vascular surgeon and mother to three school-age children. She holds a Master of Social Work degree from Wilfrid Laurier University, and previously worked as a medical social worker at The Hospital for Sick Children in Toronto. Hayley is an Assistant Clinical Professor (Adjunct) in the Department of Psychiatry & Behavioural Neurosciences at McMaster University.

After personally experiencing the gap in support available to families of physicians, Hayley founded The Flipside Life in 2019. The TFSL community has grown exponentially and continues to connect physician spouses and partners from across Canada, the USA and beyond.

When not working directly with her community, as a leader in physician family wellness, Hayley continues to raise awareness and lead important conversations with stakeholders and other community partners. Through events like the Transition to Residency panel, an annual virtual conference for physician families, and weekly Connect Calls, The Flipside Life supports and fosters meaningful connection for those living on the flipside of the white coat.

Stephen Hunt, CFP, CIM

Stephen Hunt has spent most of his 30-year career in the financial services industry at MD Financial Management, serving the needs of physician families as an advisor, a regional manager and now as the Director of Financial Planning. He believes that financial peace of mind comes not through luck or a hot stock tip, but through careful planning that adjusts to fit where a person is in their life — and what their expectations are for the future.

A native of Newfoundland, he feels that his views of money and wealth are rooted in his experience growing up in a time of boom, bust and boom again in that province. When not preoccupied with the topic of finance, you can find him in the outdoors and usually participating in some sort of endurance sport to test his perseverance. One of his proudest accomplishments is completing the Boston Marathon in 2011 on a severely sprained ankle. Which also goes to show that no matter how much you plan, things are going to happen; it’s how you react that will determine the ultimate outcome.

How often do you rebalance my portfolio?

Your account will be invested in an MD Precision Portfolio or the MD Money Fund. MD Precision Portfolios are made up of underlying funds and feature a regularly rebalanced structure that keeps your portfolio’s asset allocation on track and helps you achieve your financial goals. The MD Money Fund is not made up of underlying funds and, therefore, does not need to be rebalanced.

Dr. Martin Koyle, MD, MSc., MMgmt , FAAP, FACS, FRCSC, FRCS (Eng.)

Dr. Martin Koyle is professor emeritus in the University of Toronto’s Temerty Faculty of Medicine and the Dalla Lana School of Public Health. He is also adjunct professor at the University of Minnesota Medical Center and is on the faculty in the International Management for Health Leadership program at McGill University. Having joined the Division of Urology at The Hospital for Sick Children in 2011 as a professor of surgery, in 2013 he was appointed head of Urology and Women’s Auxiliary Chair in Urology and Regenerative Medicine.

He was previously division chief at Seattle Children’s and the University of Washington in Seattle, where he held the Michael Mitchell Endowed Chair in Pediatric Urology. After completing medical school at the University of Manitoba, he did his residency and fellowship training at Los Angeles–USC Medical Center, Harvard University and in San Francisco. During his more than a quarter-century in academic urology Dr. Koyle has been known for his innovations and contributions, specifically to the fields of pediatric urology, oncology and transplantation. Read more about Dr. Koyle’s contributions to medicine here.

Hayley Harlock, MSW, RSW

Hayley Harlock is the founder of The Flipside Life (TFSL) and a champion of physician families. She is married to a vascular surgeon and a mother to three school-age children. She holds a Master of Social Work degree from Wilfrid Laurier University, and previously practiced as a medical social worker at The Hospital for Sick Children in Toronto. Hayley is an Assistant Clinical Professor (Adjunct) in the Department of Psychiatry & Behavioural Neurosciences at McMaster University.

After personally experiencing the gap in support available to families of physicians, Hayley founded The Flipside Life in 2019. The TFSL community has grown exponentially and continues to connect physician spouses and partners from across Canada, the USA and beyond. When not working directly with her community, as a leader in physician family wellness, Hayley continues to raise awareness and lead important conversations with stakeholders and other community partners. Through events like the Transition to Residency panel, an annual virtual conference for physician families, and weekly Connect Calls, The Flipside Life supports and fosters meaningful connection for those living on the flipside of the white coat.

Stephen Hunt, CFP, CIM

Stephen Hunt has spent most of his 30-year career in the financial services industry at MD Financial Management, serving the needs of physician families as an advisor, a regional manager and now as Director of Financial Planning. He believes that financial peace of mind comes not through luck or a hot stock tip, but through careful planning that adjusts to fit where a person is in their life — and what their expectations are for the future. A native of Newfoundland, he feels that his views of money and wealth are rooted in his experience growing up in a time of boom, bust and boom again in that province. When not preoccupied with the topic of finance, you can find him in the outdoors and usually participating in some sort of endurance sport to test his perseverance. One of his proudest accomplishments is completing the Boston Marathon in 2011 on a severely sprained ankle. Which also goes to show that no matter how much you plan, things are going to happen; it’s how you react that will determine the ultimate outcome.

What if I can’t hear my Advisor or they can’t hear me when I join the meeting?