MD Financial Management

Introduction to medical practice incorporation

Whether you're just starting your medical practice or have delayed incorporation due to debt or other responsibilities, this session will guide you through the essentials of medical practice incorporation. We’ll explore the benefits of tax deferral, key strategies for compensation, and the role of smart investing. Plus, we’ll highlight the importance of building a strong advisory team to support your financial journey.

Co-hosted with Early Career Financial Consultant Lilia Cole.

Optimizing your finances as an incorporated physician

If you’re already incorporated and looking to fully leverage your corporation, this session is for you. We’ll dive into the financial strategies available to incorporated physicians, including navigating passive income changes (2017), the capital gains inclusion rate updates (2024), and optimizing investments in light of these tax laws. Additional topics include the benefits of corporate-owned permanent life insurance and how the Medicus Pension Plan can support your long-term financial goals.

Retirement and estate planning for incorporated physicians

As you approach retirement, planning becomes even more crucial for incorporated physicians. This session will focus on how to structure retirement income, maximize social security programs, and prepare estate planning documents with your corporation in mind. Learn how to smoothly transition into retirement while preserving your wealth and securing your legacy.

How often do you rebalance my portfolio?

Your account will be invested in an MD Precision Portfolio or the MD Money Fund. MD Precision Portfolios are made up of underlying funds and feature a regularly rebalanced structure that keeps your portfolio’s asset allocation on track and helps you achieve your financial goals. The MD Money Fund is not made up of underlying funds and, therefore, does not need to be rebalanced.

How is my data kept safe?

Maintaining your confidentiality and protecting your personal information are fundamental to the way we do business with you. Our privacy policies detail how our financial services and practice management business groups collect, use and disclose your personal information. Where applicable, privacy statements have been developed to provide you with details about our information-handling practices for the specific products and services that you use. These policies and statements are available from the MD ExO Direct advisory team and on our website. The privacy policies and statements are designed to provide a cohesive framework to guide MD Financial Management’s information-handling practices.

How often do you rebalance my portfolio?

Your account will be invested in an MD Precision Portfolio or the MD Money Fund. MD Precision Portfolios are made up of underlying funds and feature a regularly rebalanced structure that keeps your portfolio’s asset allocation on track and helps you achieve your financial goals. The MD Money Fund is not made up of underlying funds and, therefore, does not need to be rebalanced.

How often do you rebalance my portfolio?

Your account will be invested in an MD Precision Portfolio or the MD Money Fund. MD Precision Portfolios are made up of underlying funds and feature a regularly rebalanced structure that keeps your portfolio’s asset allocation on track and helps you achieve your financial goals. The MD Money Fund is not made up of underlying funds and, therefore, does not need to be rebalanced.

What if I can’t hear my Advisor or they can’t hear me when I join the meeting?